Credit Risk Officer

Location:  Hybrid, Jamaica

Job Type:  Permanent, Full-time

About Us:

We are The Jamaica National Group Limited , representing a globally respected brand, boldly finding ways to enrich lives and build better communities. Our core values make us who we are and are demonstrated in everything we do; rooted in RESPECT we believe our everyday jobs contribute to something bigger than ourselves. We are dependable and pride ourselves in our authenticity and in the transparent solutions we create that bring value to our customers.

Help strengthen the quality and performance of a growing credit portfolio.

Join a team that helps safeguard the quality and performance of a growing credit portfolio. We are seeking a Credit Risk Officer to analyse portfolio trends, monitor credit exposures, prepare risk reports for key stakeholders, and support the development of effective risk management practices across The JN Group .

What you'll do

• Prepare and deliver monthly reports on asset quality, credit risk, and concentration risk for the Board, ALCO, and other key stakeholders within established timelines.
• Conduct detailed analysis of loan portfolios and market data to identify emerging trends, concentrations, and potential risks, providing recommendations to strengthen risk mitigation strategies.
• Perform counterparty risk assessments and make recommendations on existing and prospective counterparties across the Group.
• Monitor loan portfolios, counterparties, and exception reports across multiple systems to ensure compliance with service level agreements and internal risk standards.
• Support the oversight of the Group's credit portfolio by identifying, escalating, and tracking material credit risks and arrears.
• Assist with special investigations, ad hoc research, and analytical projects to support strategic and operational decision-making.
• Contribute to the development, review, and enhancement of credit risk policies, procedures, and monitoring frameworks.
• Ensure all activities align with applicable regulatory requirements, internal policies, and industry best practices.

What success looks like

• Deliver accurate monthly risk reports within agreed timelines.
• Identify emerging portfolio risks and provide meaningful recommendations.
• Complete portfolio monitoring and system reviews in accordance with established service standards.
• Support the continuous enhancement of credit risk policies and oversight processes.

What you'll bring

• Bachelor's degree in Economics, Mathematics, Statistics, Finance, or a related discipline with at least three (3) years' relevant experience, or a Master's degree in a related field with at least two (2) years' relevant experience.
• Minimum five (5) years' experience in mortgage or credit within a financial institution.
• Strong analytical, problem-solving, and critical thinking skills.
• Excellent written and verbal communication skills.
• Proficiency in Microsoft Excel, Word, Outlook, and PowerPoint.
• Experience with econometric or financial modelling would be an asset.

Why join us?

• Play a key role in protecting and strengthening the Group's credit portfolio.
• Work with experienced professionals on high-impact risk management initiatives.
• Contribute to projects that shape policies, processes, and strategic decisions.
• Access opportunities for continuous learning and professional development.

Ready to apply?

If you're ready to use your analytical skills to make a meaningful impact, we'd love to hear from you! Submit your application by Monday, 6 July 2026.